Arizona
Your AI Accident Assistant for Arizona.
We handle Arizona property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How Arizona treats your claim
- Total loss threshold
- Total Loss Formula (per-claim)
- Appraisal clause
- Available on request
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 2 years
- Small claims cap
- $5,000
- Fault rule
- Pure comparative fault
- First-party PA license
- Not required for consumer DIY
Owner can choose.
Oliver v. Henry, 227 Ariz. 514, 260 P.3d 314 (Ariz. App. Div. 1, 2011) — third-party tort DV recoverable without sale of vehicle, proved by expert appraisal
A.R.S. §§ 20-321 / 20-321.01 / 20-321.02 — single DIFI 'adjuster' license covers all property & casualty including auto; no separate 'public adjuster' statute
Dive deeper into Arizona
What Claimoe does for Arizona claims
- · Drafts every adjuster email for your approval, with Arizona-specific language and citations.
- · Calculates your diminished value using the 17c framework and Oliver v. Henry, 227 Ariz. 514, 260 P.3d 314 (Ariz. App. Div. 1, 2011).
- · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · Arizona rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.