District of Columbia
Your AI Accident Assistant for District of Columbia.
We handle District of Columbia property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How District of Columbia treats your claim
- Total loss threshold
- Total Loss Formula (per-claim)
- Appraisal clause
- Available on request
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 3 years
- Small claims cap
- $10,000
- Fault rule
- Strict contributory (no recovery if any fault)
- First-party PA license
- Not required for consumer DIY
Owner can choose.
DC Code § 31-1631.01 et seq. (Chapter 16A, Public Insurance Adjuster Act of 2002, D.C. Law 14-153); § 31-1631.02 (definition limits PAs to first-party real-or-personal-property claims — motor vehicle claims OUTSIDE PA scope)
Dive deeper into District of Columbia
What Claimoe does for District of Columbia claims
- · Drafts every adjuster email for your approval, with District of Columbia-specific language and citations.
- · Calculates your diminished value using the 17c framework.
- · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · District of Columbia rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.