ClaimoeStart

Georgia

Your AI Accident Assistant for Georgia.

We handle Georgia property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.

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How Georgia treats your claim

Total loss threshold
Total Loss Formula (per-claim)

Owner can choose.

Appraisal clause
Available on request
Diminished value (DV) recovery
Recoverable

State Farm Mut. Auto. Ins. Co. v. Mabry, 274 Ga. 498, 556 S.E.2d 114 (2001)

Loss-of-use (extended rental)
Recoverable as damages
Statute of limitations
4 years
Small claims cap
$15,000
Fault rule
Modified 50% bar
First-party PA license
Not required for consumer DIY

O.C.G.A. § 33-23-1

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What Claimoe does for Georgia claims

  • · Drafts every adjuster email for your approval, with Georgia-specific language and citations.
  • · Calculates your diminished value using the 17c framework and State Farm Mut. Auto. Ins. Co. v. Mabry, 274 Ga. 498, 556 S.E.2d 114 (2001).
  • · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
  • · Files loss-of-use extensions if your rental cap expires before repair completes.
  • · Watches your case 24/7 and only pings you when you need to decide.
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Drafted by AI · Georgia rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.