Louisiana
Your AI Accident Assistant for Louisiana.
We handle Louisiana property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How Louisiana treats your claim
- Total loss threshold
- 75% of fair market value
- Appraisal clause
- Available on request
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 2 years
- Small claims cap
- $5,000
- Fault rule
- Pure comparative fault
- First-party PA license
- Required to negotiate on consumer's behalf
TMT: a fixed % triggers a total loss.
La. R.S. 22:1681 et seq. (Public Adjusters — Title 22 Ch. 12; § 22:1684 license required; § 22:1691 contracts/disclosures; § 22:1692 fee restrictions; § 22:1694 fiduciary capacity)
Dive deeper into Louisiana
What Claimoe does for Louisiana claims
- · Drafts every adjuster email for your approval, with Louisiana-specific language and citations.
- · Calculates your diminished value using the 17c framework.
- · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · Louisiana rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.