Mississippi
Your AI Accident Assistant for Mississippi.
We handle Mississippi property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How Mississippi treats your claim
- Total loss threshold
- Total Loss Formula (per-claim)
- Appraisal clause
- Available on request
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 3 years
- Small claims cap
- $3,500
- Fault rule
- Pure comparative fault
- First-party PA license
- Required to negotiate on consumer's behalf
Owner can choose.
Miss. Code § 83-17-501 et seq. (Public Adjusters — licensing, scope, bond, contract requirements); § 83-17-503 (definitions); § 83-17-505 (license requirement); § 83-17-509 (PA-insured contract requirements)
Dive deeper into Mississippi
What Claimoe does for Mississippi claims
- · Drafts every adjuster email for your approval, with Mississippi-specific language and citations.
- · Calculates your diminished value using the 17c framework.
- · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · Mississippi rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.