South Carolina
Your AI Accident Assistant for South Carolina.
We handle South Carolina property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How South Carolina treats your claim
- Total loss threshold
- Total Loss Formula (per-claim)
- Appraisal clause
- Available on request
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 3 years
- Small claims cap
- $7,500
- Fault rule
- Modified 51% bar
- First-party PA license
- Not required for consumer DIY
Owner can choose.
No controlling SC Supreme Court first-party DV opinion on sccourts.org; third-party DV recoverable as standard tort property-damage diminution (pre-loss FMV minus post-repair FMV).
S.C. Code § 38-48-10 et seq. (SC Public Adjusters Law); § 38-48-10(2) expressly excludes motor vehicles ('does not include acting in any manner in relation to claims for damages to or arising out of the operation of a motor vehicle')
Dive deeper into South Carolina
What Claimoe does for South Carolina claims
- · Drafts every adjuster email for your approval, with South Carolina-specific language and citations.
- · Calculates your diminished value using the 17c framework and No controlling SC Supreme Court first-party DV opinion on sccourts.org; third-party DV recoverable as standard tort property-damage diminution (pre-loss FMV minus post-repair FMV)..
- · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · South Carolina rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.