Tennessee
Your AI Accident Assistant for Tennessee.
We handle Tennessee property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How Tennessee treats your claim
- Total loss threshold
- Total Loss Formula (per-claim)
- Appraisal clause
- Available on request
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 3 years
- Small claims cap
- $25,000
- Fault rule
- Modified 50% bar
- First-party PA license
- Required to negotiate on consumer's behalf
Owner can choose.
Tenn. Code Ann. § 56-6-901 et seq. (Tennessee Public Adjuster Licensing Act of 2006 — Part 9 of Chapter 6)
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What Claimoe does for Tennessee claims
- · Drafts every adjuster email for your approval, with Tennessee-specific language and citations.
- · Calculates your diminished value using the 17c framework.
- · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · Tennessee rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.