ClaimoeStart

Utah

Your AI Accident Assistant for Utah.

We handle Utah property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.

How Utah treats your claim

Total loss threshold
Total Loss Formula (per-claim)

Owner can choose.

Appraisal clause
Available on request
Diminished value (DV) recovery
Recoverable
Loss-of-use (extended rental)
Recoverable as damages
Statute of limitations
3 years
Small claims cap
$20,000
Fault rule
Modified 50% bar
First-party PA license
Required to negotiate on consumer's behalf

Utah Code § 31A-26-101 et seq.; § 31A-26-203 (adjuster license classes incl. public adjuster); § 31A-26-203.5 (PA contract requirements, rescission, fee caps); Admin. Code R590-244

Dive deeper into Utah

What Claimoe does for Utah claims

  • · Drafts every adjuster email for your approval, with Utah-specific language and citations.
  • · Calculates your diminished value using the 17c framework.
  • · Tracks the 60-day appraisal-clause window and invokes it on your behalf when appropriate.
  • · Files loss-of-use extensions if your rental cap expires before repair completes.
  • · Watches your case 24/7 and only pings you when you need to decide.

Other states we cover

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Drafted by AI · Utah rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.