Washington
Your AI Accident Assistant for Washington.
We handle Washington property-damage claims end-to-end — body shop, rental, total loss, diminished value, loss-of-use, and recovery dollars.
How Washington treats your claim
- Total loss threshold
- Total Loss Formula (per-claim)
- Appraisal clause
- Mandatory in policies
- Diminished value (DV) recovery
- Recoverable
- Loss-of-use (extended rental)
- Recoverable as damages
- Statute of limitations
- 3 years
- Small claims cap
- $10,000
- Fault rule
- Pure comparative fault
- First-party PA license
- Not required for consumer DIY
Owner can choose.
Typical window: 10 days from disagreement.
Moeller v. Farmers Ins. Co. of Washington, 173 Wn.2d 264, 267 P.3d 998 (Wash. 2011)
RCW 48.17 (Insurance Producers/Adjusters); 48.17.390 (separate PA license); 48.17.430 ($5K surety bond)
Dive deeper into Washington
What Claimoe does for Washington claims
- · Drafts every adjuster email for your approval, with Washington-specific language and citations.
- · Calculates your diminished value using the 17c framework and Moeller v. Farmers Ins. Co. of Washington, 173 Wn.2d 264, 267 P.3d 998 (Wash. 2011).
- · Tracks the 10-day appraisal-clause window and invokes it when your carrier holds.
- · Files loss-of-use extensions if your rental cap expires before repair completes.
- · Watches your case 24/7 and only pings you when you need to decide.
Other states we cover
Drafted by AI · Washington rules summarized for general information; not legal advice. We update each state as carriers and legislatures change. Source citations linked from your case dashboard.